Independent Umrah Savings – A Smart First Step Toward the Holy Land

An Affordable and Flexible Umrah Savings Program

Independent Umrah Savings is a savings program designed to help individuals prepare for their umrah journey in a gradual and well-planned manner. The program can be started with an initial deposit of only IDR 100,000, making it accessible for anyone who wishes to begin their journey toward the Holy Land without waiting for a large amount of funds.

Light Deposits with Flexible Savings Goals

Subsequent deposits can be made starting from IDR 10,000, providing maximum flexibility according to each saver’s financial capacity. Participants are free to set their own savings goals, whether to accumulate the minimum down payment (DP) or to continue saving until the full price of their chosen umrah package is reached.

Easy Conversion to the EasyPayment Program

Once the savings balance reaches the minimum DP requirement, the funds can be directly converted into the EasyPayment Program, allowing pilgrims to depart earlier with a flexible, riba-free installment system. With transparent management and secure processes, Independent Umrah Savings serves as a smart and reliable solution for planning an umrah journey in a disciplined, flexible, and peaceful way.